CrewSelect International Standard Individual Insurance
International Medical Group’s CrewSelect International Standard Individual plan is designed for anyone, U.S. resident or non-U.S. resident, traveling on a cruise ship or marine vessel for 12 months. To be eligible for this plan, you must be 75 years or younger, currently or usually work abroad or be employed by a vessel/cruise ship as a full-time, sea-going crew member. You must expect to spending a significant period of during the Period of Insurance sailing outside of the USA territorial waters. If you are a U.S. citizen, you must not qualify for or be able to obtain adequate coverage under a USA domestic insurance plan that will provide continuous coverage outside the USA.
What makes this plan so great?
- A tailor-made plan for individual staff and crew members of marine vessels and cruise ships out in international waters for 12 months
- Ability to pre-designate one of three currencies for payment of premium and receipt of benefits
- Coverage of recreational water sports, scuba diving and amateur sailboat racing
- Trip interruption, lost luggage and lost personal documents protection
- Out-of-country legal expenses
CrewSelect International Standard plan can help eliminate the obstacles of time, currency, and language when you are seeking medical treatment and need assistance and administration of your international health care benefits.
CrewSelect International Standard Individual Plan Details
Overview
Medical Maximum |
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In-Patient and Day-Patient Treatment
Hospital Accommodation and Theatre | Full cover |
Full cover |
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Full cover |
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Medical Practitioners | Full cover |
Full cover |
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Reconstructive Surgery | Full cover |
Full cover |
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Full cover |
|
Physiotherapy | Full cover |
Parental Hospital Accommodation (with an insured child under 18) | Full cover |
Post Hospitalisation Treatment (received within 90 days of being discharged from hospital) | Full cover |
Hospital Cash Benefit | £150/$255/ €175/night for 60 nights |
Organ Transplant (for major organs) | £100,000/$160,000/€117,000 Lifetime Limit |
Prosthetic Devices | Full cover |
Psychiatric Treatment | Full Cover to a maximum of 30 days |
Out-Patient Treatment and Wellness Benefits
Up to £5,000/ $8,500/ €6,000 |
|
Specialist and Consultants | Up to £5,000/ $8,500/ €6,000 |
Up to £5,000/ $8,500/ €6,000 |
|
Up to £5,000/ $8,500/ €6,000 |
|
Out-Patient Surgery | Full cover |
MRI and CT Scans | Full cover |
Full cover |
|
Physiotherapy | Maximum 15 visits as part of the £5,000/$8,500/ €6,000 limit above |
Complementary Medicine |
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AIDS/HIV Treatment | Up to £5,000/$8,500/ €6,000 with a lifetime limit of £10,000/$17,000/ €11,800 |
Hormone Replacement Therapy | Full Cover 18 Month Limit Lifetime |
Home Nursing Care |
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Rehabilitation | Full Cover Up to 90 Days |
Full Cover Up to 6 Months |
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Hospice Care | Full Cover Up to 6 Months |
Adult Wellness |
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Child Wellness |
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Psychiatric Treatment |
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Podiatry Benefit | Up to £500/$750/ €525 per Period of Insurance |
Emergency Local Ambulance | Full Cover |
Emergency Evacuation | Full Cover, to nearest medical facility, country of choice, country of residence, or country of nationality within Your Area of Cover |
Accompanying Relative Travel and Accommodation | Full Cover |
Cremation/Burial or Repatriation of Remains | Up to £7,500/ $13,000/€9,000 |
Compassionate Home Visit |
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USA Elective Treatment |
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Worldwide Accident & Emergency Out-of-Area Cover | 45 Days Maximum |
Pre-Existing Conditions and Chronic Conditions
Pre-Existing Conditions |
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Chronic Conditions & Palliative Care | Up to £2,000/$3,400/ €2,350 with a lifetime limit of £20,000/ $34,000/€23,500 |
Stabilisation of Acute Chronic Episode | Full Cover |
Dental
Emergency Dental | Full cover for in-patient or day-patient |
Accidental Dental Damage |
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Emergency Dental |
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Routine Dental Treatment |
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Major Restorative Treatment/Dental |
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Maternity Benefits
Available after 12 months of continuous coverage
Pregnancy Complications |
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Normal Pregnancy and Delivery |
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Newborn Hospital Accommodation | No Cover |
Newborn Examination | No cover |
New Baby Benefit | No cover |
Cover for Newborns | £10,000/$17,000/ €11,800 must enroll with parents in 31 days |
Special Marine Benefits
Amateur Sailboat Racing | Up to £6,000/ $10,000/ €7,100 per Period of Insurance and £29,000/ $50,000/ €34,000 per Lifetime |
Recreational Underwater Activities |
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Special Crew Member Return Benefit | Up to £2000/$3000/ €2100 per Period of Insurance |
Additional Benefits
Out-of-Country Legal Expenses | Up to £5,000/$8,500/ €6,000 (£250/$425/ €295 Excess) |
Vision Contribution Benefit | No cover |
Trip Interruption | Up to £5,000/$8,500/ €6,000 per Period of Insurance (Nil excess) |
Lost Baggage/Personal Effects | Up to £500/$850/€600 per Period of Insurance (Nil excess) |
24-Hrs Emergency Assistance | Included |