Inbound Choice Plan

Inbound Choice Insurance

Seven Corners’ Inbound Choice is a great fit for non-U.S. citizens between the ages of 14 and 70 years old traveling to the U.S. for any reason. Inbound Choice is an injury and sickness medical insurance plan for families or individuals who are only visiting the U.S. and want to ensure they have coverage.

What makes this plan so great?

  • Typical U.S. medical insurance designed plan with a set schedule of benefits
  • Four medical maximums available ($50,000/$75,000/$100,000/$130,000)
  • Three deductible options ($0/$50/$100)
  • International Travel coverage available for visits outside the U.S. *

Other benefits included emergency medical evacuation, return of mortal remains and common carrier accidental death & dismemberment.

*You must purchase 30 days of coverage in order to retain this benefit.


Inbound Choice Plan Details


Medical Maximum

$50,000, $75,000, $100,000, or $130,000

Hospital Room and Board

Up to $1,500/day, $2,000/day, $2,500/day, or $3,000/day, 30 day max

includes Laboratory Test, X-rays, Prescriptions, and other miscellaneous

Hospital Intensive Care Unit

Additional $500/day or $800/day, 8 day max

Surgical Treatment

Up to $2,100, $4,800, $5,800, or $7,200


Up to $500, $750, $1,000, or $1,650

Assistant Surgeon

Up to $500, $750, $1,000, or $1,650

Physician's Non-Surgical Visit

Up to $38/visit, $56/visit, $75/visit, or $100/visit, 1/day, 30 visits

Consultant Physician

when requested by attending Physician
Up to $250, $325, $500, or $575

Pre-Admission Tests

within seven days before Hospital admission
Up to $650, $975, or $1,300

Private Duty Nurse

Up to $650


Surgical Treatment

Up to $2,100, $4,800, $5,800, or $7,200


Up to $500, $750, $1,000, or $1,650

Assistant Surgeon

Up to $500, $750, $1,000, or $1,650

Physician's Non-Surgical Visit

Up to $38/visit, $56/visit, $75/visit, or $100/visit, 1/day, 30 visits

Lab & X-rays

Up to $250; Additional $325-One CAT scan, PET scan or MRI
Up to $375; Additional $325-One CAT scan, PET scan or MRI
Up to $500; Additional $975-One CAT scan, PET scan or MRI
Up to $575; Additional $975-One CAT scan, PET scan or MRI

Emergency Room(ER)

Up to $200, $300, $400, or $650 max

Prescription Drugs / Medicines

Up to $68, $101, $135, or $200

Outpatient Surgical Facility

Up to $600, $900, $1,200, or $1,400


Ambulance Expenses

Up to $500

Initial Orthopedic Prosthesis/Brace

Up to $663, $994, $1,325, $1,600

Chemotherapy and/or Radiation Therapy

Up to $663, $994, $1,325, $1,600

Dental Treatment

for injury to sound, natural teeth
Up to $650

Mental / Nervous

Same as any Sickness


Up to $45/visit, 1/day, 12 visits

Emergency Evacuation


Return of Remains


Common Carrier AD&D


Acute Onset of Pre-existing Condition

$50,000, $75,000, $100,000, or $130,000 per policy period for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for Emergency Medical Evacuation

For full policy information, see your policy certificate for details.

Inbound Choice Frequently Asked Questions

What do I do if I have a claim?

If you are seeking treatment at a medical facility or provider, give that provider the contact information to the company you are covered under. Many times the insurance company can provide payment upfront. If you have paid anything out-of-pocket then save all your receipts, medical bills, and forms pertaining to your claim. Complete the appropriate claim form from that insurance company and submit it with the associated bills and payment information. Many companies offer online tools to help you file a claim or to check on the status of a pending claim.

What insurance documents do I need to take on my trip?

Now that your travel insurance is in place, it’s important that you take a few documents with you on your trip and also leave a copy of these at home with a family member or friend.
1. Your confirmation of coverage document.
2. The insurance’s company’s emergency contact phone number.
3. Your policy number.
4. Your coverage and benefits policy pages.
Before your trip be sure that you have read your policy and are familiar with the benefits available so you can ask questions if there is something unclear.

Can my coverage start today?

Your insurance coverage cannot start on the same day you apply. The earliest most plans can begin is 12:01am the next day.

Does travel insurance cover pregnancy?

Under short term medical policies pregnancy including complications is generally excluded. With some long term plans if you have the coverage for 11 months or longer maternity coverage can be purchased.
Policy provision varies by carriers and travel policies. If you have specific questions, please give us a call at 1-866-971-7936

I couldn’t find the answer to my question.

We gather feedback from our users and continuously add information to our website to better help you with questions. We are sorry you haven’t found the information you are looking for, please give us a call.

Contact information
Phone: 1-866-971-7936

How early should I purchase my travel insurance?

You may need to buy your coverage quickly. Certain plans, such as trip cancellation plans, have benefits that are not available unless you purchase your coverage within 10-15 days of your initial down payment on your trip. Trip cancellation may exclude pre-existing conditions, or not offer a “Cancel for Any Reason” benefit if you purchase coverage after a certain number of days from the time that you make your initial trip deposit. See the brochure for details.

My parent is sick and lives in another country. Can I purchase travel coverage and bring them here to have an operation?

Travel coverage is meant to cover new illnesses and accidents. Short-term travel plans do not cover ongoing pre-existing conditions, although a sudden reoccurrence of a pre-existing condition may be covered under certain plans for U.S. citizens with current U.S. medical coverage.

Now that I have purchased insurance coverage, what do I do with it?

Print your ID card and a copy of the claim form. Your ID card contains your policy certificate number, your name, and dates of coverage. The ID card and claim form both have the phone number for the insurance company. It is also a good idea to email a family member or trusted person a copy of your insurance coverage, passport, itinerary, credit card, and other travel documents in case you lose them.

What is a PPO Network?

The PPO (preferred provider organization) plan network usually pertains to insurance coverage that is being used in the U.S.A. and Canada. Most plans have a network of selected doctors, hospitals, and care facilities they have contracted with for discounted rates. If you use that network, or stay in that network, then there is less co-insurance you must pay. If you use a doctor or facility outside of that network, your portion of the co-insurance is higher.

What is a pre-certification requirement?

Certain medical procedures and benefits require pre-certification before the insurance company will approve the cost. Procedures and treatments such as but not limited to surgeries, emergency medical evacuation, CAT scans, MRI scans, and return of mortal remains must be pre-certified before treatment, or coverage may be reduced by 50% and other expenses forfeited. Only you and your doctor can decide the appropriate course of treatment for your injury or illness. Most carriers offer the option to pre-certify online through your consumer portal or by phone.

What is international medical insurance coverage?

International Medical coverage is health insurance that covers you for accidents or non-preexisting illness when you are traveling outside your home country. Coverage can be tailored in ways to meet your specific needs.

What is the maximum age I can purchase international medical coverage?

Most policies do not have an age limit but they do have a maximum amount of coverage that they will provide based on your age. Most policies start to decrease coverage after age 69. See each plan brochure for specifics.

Which doctor or hospital can I go to?

The PPO provider for Patriot America Insurance is FirstHealth PPO Network. FirstHealth PPO Network is an independent organization and a recognized PPO Network by all major hospitals, doctors, and health facilities.

You can search for doctors or hospitals in this Provider Directory. Prefer going to any doctor or hospital listed under this PPO network to receive in-network benefits benefits.

Who can buy international medical coverage?

Anyone traveling outside their home country, vacation travelers, business travelers, students, missionaries.

Who do I call in case of an emergency?

First, seek immediate medical treatment and call the local emergency number in your area or contact an emergency service provider. Depending on where you are, you may not be in an area that provides emergency medical services.

Then contact the insurance company by using the phone number on the back of your ID card. They will accept collect calls. The insurance company may provide emergency medical evacuation if it is a part of your covered benefits. Contacting the insurance company as soon as possible can help reduce delays in medical treatment and claims.

Make sure a trusted friend or family member has a copy of your ID card, travel itinerary, and travel documents as back-up.

Why do I need insurance while outside my home country?

In most case your domestic medical coverage will not cover you while abroad or may offer only limited benefits. Medicare does not travel with you and your Medicare Supplement plans only have limited benefits.
Travel insurance also provides coverage for emergencies such as evacuation due to medical condition, civil unrest or natural disasters, repatriation or assistance with minors. Your domestic medical coverage does not provide these benefits which, if needed, can be very costly.

Inbound Choice Claims & Assistance

  • Seven Corners
  • 303 Congressional Boulevard
  • Carmel
  • IN, 46032

1-317-818-2808 (outside US)


1-317-818-2808 (outside US)