Liaison Continent (outside the U.S.) Plan

Liaison Continent (outside the U.S.) Insurance

Seven Corner’s Liaison Continent travel medical insurance plan offers comprehensive medical coverage while you travel away from your home country. This plan is available to U.S. and non-U.S. citizens who are traveling away from their home countries. No coverage is available for individuals looking for travel medical insurance inside the U.S. Liaison Continent offers flexibility to fit your budget through choices on several benefit items.

What makes this plan so great?

  • Four medical maximum benefit limits ranging from $50,000 to $1,000,000
  • Six deductible options ($0/$100/$250/$500/$1,000/$2,500)
  • Two coinsurance options (100% or 80%)
  • Waiver of pre-existing conditions benefit included*

*These waivers are different for U.S. and non-U.S. citizens. Read the benefit details for more information.


Liaison Continent (outside the U.S.) Plan Details


Medical Maximum

$50,000, $100,000, $500,000, $1,000,000

Amounts shown above are per person per policy period.

Ages 70-79 limited to $100,000

Ages 80+ limited to $15,000


$0, $100, $250, $500, $1,000, $2,500

Amounts shown above are per person per policy period.

There is a maximum of 3 policy period deductibles per family.


Option of:

After you pay the deductible, we pay 100% of expenses to the medical maximum.

After you pay the deductible, we pay 80% of expenses to the medical maximum.

Hospital Indemnity

$150/night to a maximum of 30 days per occurrence, while traveling outside the U.S. & Canada

Emergency Dental

$100 per policy period for sudden relief of pain

$500 per policy period for accident coverage

Available for policy periods longer than one month.

Emergency Medical Evacuation / Repatriation

$300,000 per policy period

In addition to the medical maximum

Return of Mortal Remains

$50,000 per policy period

Political Evacuation

$10,000 per policy period


$50,000 per policy period

Return of Minor Children

$50,000 per policy period

Emergency Reunion

$50,000 per policy period

Local Ambulance

$5,000 per policy period

Accidental Death and Dismemberment

$50,000 for insured or insured spouse;$5,000 for dependent children

In the event of a common carrier accidental death, this benefit will not be paid.

Common Carrier Accidental Death

$100,000 per adult, $25,000 per child under the age of 19; $250,000 maximum per family

Loss of checked Baggage

$250 per occurrence

Trip Interruption

$5,000 per policy period

Follow Me Home

$5,000 per policy period

Home country coverage: $50,000 per policy period

Home country coverage is incidental trips to your home country.

Usual, reasonable & customary to the medical maximum per policy period

Waiver of Pre-Existing Conditions

Up to $25,000 per policy period for U.S. residents under age 70 traveling outside the U.S. & Canada

Age 70+ receive up to $5,000

Natural Disaster

Up to $200 per day for five days per policy period

Benefit Period

180 days

This is the amount of time you have from the date of your injury/illness to receive treatment. If your plan ends during your benefit period, you can still receive treatment if you are outside your home country. If you have returned home, there is limited coverage under the Follow Me Home benefit.

For full policy information, see your policy certificate for details.

Liaison Continent (outside the U.S.) Frequently Asked Questions

Am I covered for sports or team events?

Organized sporting teams, whether amateur or professional, are generally not covered by these travel plans. If you are traveling with a sports team, contact your organization about coverage. Most are covered under a group blanket plan.

Student designed plans can offer limited sports coverage while being played with a school team, depending on the plan chosen.

Are pre-existing conditions covered under international medical?

Under short term medical plans pre-existing conditions are not covered. If you are looking for a permanent plan because you are going to be out of your home country for longer than six months please give us a call for advice.

Are vision and dental benefits covered under a short-term medical plan?

Unless state-mandated, vision and dental are not covered under a short-term medical plan. Emergency dental work due to an accident may be included under a standard plan.

Can I cancel my coverage?

If you cancel your coverage before it begins, most carriers waive any cancellation fee. If you cancel after your coverage begins, there may be a cancellation fee. Only unused portions of your premium will be refunded, often in whole monthly increments only.

If you are concerned about the need to cancel coverage, then you may purchase trip cancellation coverage as a rider on some plans or purchase a stand-alone trip cancellation plan to cover your accident/ sickness and trip cancellation needs in one.

Can my coverage start today?

Your insurance coverage cannot start on the same day you apply. The earliest most plans can begin is 12:01am the next day.

Does Medicare pay for international medical expenses?

Medicare will not cover cost associated with international travel. Some Medicare supplements will pay limited expenses but you must pay everything up front and file for reimbursement.

For more information you can visit

Does travel insurance cover pregnancy?

Under short term medical policies pregnancy including complications is generally excluded. With some long term plans if you have the coverage for 11 months or longer maternity coverage can be purchased.
Policy provision varies by carriers and travel policies. If you have specific questions, please give us a call at 1-866-971-7936

How do I extend or renew my coverage?

Extension or renewal options vary from plan to plan. Some plans are not extendable or renewable, and some are only renewable if you purchase a minimum number of months. If your plan is renewable or extendable, you must renew before the expiration date. Otherwise, you will need to reapply and satisfy new deductibles or waiting periods. Policies do not automatically renew; you will receive your renewal notice by email.

How early should I purchase my travel insurance?

You may need to buy your coverage quickly. Certain plans, such as trip cancellation plans, have benefits that are not available unless you purchase your coverage within 10-15 days of your initial down payment on your trip. Trip cancellation may exclude pre-existing conditions, or not offer a “Cancel for Any Reason” benefit if you purchase coverage after a certain number of days from the time that you make your initial trip deposit. See the brochure for details.

I couldn’t find the answer to my question.

We gather feedback from our users and continuously add information to our website to better help you with questions. We are sorry you haven’t found the information you are looking for, please give us a call.

Contact information
Phone: 1-866-971-7936

What do I do if I have a claim?

If you are seeking treatment at a medical facility or provider, give that provider the contact information to the company you are covered under. Many times the insurance company can provide payment upfront. If you have paid anything out-of-pocket then save all your receipts, medical bills, and forms pertaining to your claim. Complete the appropriate claim form from that insurance company and submit it with the associated bills and payment information. Many companies offer online tools to help you file a claim or to check on the status of a pending claim.

What insurance documents do I need to take on my trip?

Now that your travel insurance is in place, it’s important that you take a few documents with you on your trip and also leave a copy of these at home with a family member or friend.
1. Your confirmation of coverage document.
2. The insurance’s company’s emergency contact phone number.
3. Your policy number.
4. Your coverage and benefits policy pages.
Before your trip be sure that you have read your policy and are familiar with the benefits available so you can ask questions if there is something unclear.

What is a pre-certification requirement?

Certain medical procedures and benefits require pre-certification before the insurance company will approve the cost. Procedures and treatments such as but not limited to surgeries, emergency medical evacuation, CAT scans, MRI scans, and return of mortal remains must be pre-certified before treatment, or coverage may be reduced by 50% and other expenses forfeited. Only you and your doctor can decide the appropriate course of treatment for your injury or illness. Most carriers offer the option to pre-certify online through your consumer portal or by phone.

What is international medical insurance coverage?

International Medical coverage is health insurance that covers you for accidents or non-preexisting illness when you are traveling outside your home country. Coverage can be tailored in ways to meet your specific needs.

What period of time does international medical coverage last?

Most long term plans require that you renew the policy on an annual basis but short term policies can be purchased for as few as 5 days.

Which doctor or hospital can I go to?

The PPO provider for Patriot America Insurance is FirstHealth PPO Network. FirstHealth PPO Network is an independent organization and a recognized PPO Network by all major hospitals, doctors, and health facilities.

You can search for doctors or hospitals in this Provider Directory. Prefer going to any doctor or hospital listed under this PPO network to receive in-network benefits benefits.

Who can buy international medical coverage?

Anyone traveling outside their home country, vacation travelers, business travelers, students, missionaries.

Who do I call in case of an emergency?

First, seek immediate medical treatment and call the local emergency number in your area or contact an emergency service provider. Depending on where you are, you may not be in an area that provides emergency medical services.

Then contact the insurance company by using the phone number on the back of your ID card. They will accept collect calls. The insurance company may provide emergency medical evacuation if it is a part of your covered benefits. Contacting the insurance company as soon as possible can help reduce delays in medical treatment and claims.

Make sure a trusted friend or family member has a copy of your ID card, travel itinerary, and travel documents as back-up.

Why do I need insurance while outside my home country?

In most case your domestic medical coverage will not cover you while abroad or may offer only limited benefits. Medicare does not travel with you and your Medicare Supplement plans only have limited benefits.
Travel insurance also provides coverage for emergencies such as evacuation due to medical condition, civil unrest or natural disasters, repatriation or assistance with minors. Your domestic medical coverage does not provide these benefits which, if needed, can be very costly.

Will short-term coverage provide benefits for travel vaccinations, wellness check-up, or female preventative care?

Preventative care is generally not covered under short-term travel plans. Long-term expatriate plans and some student health plans may offer variations of wellness care.

Liaison Continent (outside the U.S.) Claims & Assistance

  • Seven Corners
  • 303 Congressional Boulevard
  • Carmel
  • IN, 46032

1-317-818-2808 (outside US)


1-317-818-2808 (outside US)