Patriot Green International Insurance
While the medical security of you and your family is of the utmost importance when you travel, the impact of your travels on the earth is of equal concern. Patriot Green International offers short-term medical coverage for environmentally conscious individuals. A portion of your premium will be used to purchase carbon offsets to help lessen the affects of your travel on the environment.
What makes this plan so great?
- Medical maximum up to $2,000,000
- Six deductible options from $0 to $2,500
- Eco Sports rider and other additional coverage options
- Trip cancellation, travel delay, and baggage delay benefits available
With IMG, you have access to international, multilingual customer service centers, first-rate emergency travel assistance services, claim administrators handling virtually every language and currency, and 24-hour access to highly qualified coordinators of emergency medical services and treatment. This plan also includes an additional AD&D benefit in which the event of Accidental Death or Dismemberment, IMG will donate $5,000 on your behalf to an environmental organization.
Patriot Green International Plan Details
Overview
Maximum Limit | $50,000, $100,000, $500,000, $1,000,000, $2,000,000 |
Individual Deductible |
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Co-Insurance | No coinsurance |
Benefit Period |
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Medical
USUAL, REASONABLE AND CUSTOMARY CHARGES, SUBJECT TO DEDUCTIBLE AND COINSURANCE WHEN APPLICABLE.
Hospital Room and Board | Up to the Maximum Limit for average semi-private room rate |
Intensive Care | Up to the Maximum Limit |
Medical Expenses | Up to the Maximum Limit |
Out-patient Medical Expenses | Up to the Maximum Limit |
Local Ambulance | Up to the Maximum Limit |
Prescription Drugs / Medicines | Up to the Maximum Limit |
Emergency Room Accident | Up to the Maximum Limit |
Dental | Injury due to an accident: Each Patriot Green plan covers the cost of emergency dental surgical treatment and dental procedures necessary to restore or replace sound natural teeth lost or damaged in an accident up to the Maximum Limit. Sudden dental emergency: Each plan will pay up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth. |
Hospital Daily Indemnity | Each plan pays $100 directly to the insured person for each night of a required overnight stay in a hospital up to a maximum of 10 days. The hospital stay must be covered under this plan in order to receive this benefit. This benefit is not available for Patriot America (non-U.S. citizens) if the hospitalization is due to the Sudden Recurrence of a Pre-existing Condition. |
Emergency Illness – with In-patient Admission | Up to the Maximum Limit |
Emergency Illness – without In-patient Admission |
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International Emergency Care
(WHEN COORDINATED THROUGH THE PLAN ADMINISTRATOR)
Emergency Evacuation |
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Emergency Reunion |
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Return of Mortal Remains Cremation & Burial |
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Return of Minor Children |
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Political Evacuation |
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Natural Disaster |
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Identity Theft Assistance |
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Additional Benefits
Terrorism Coverage |
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Sports & Activities |
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Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical) | (U.S. citizens only) For those up to age 65 with a primary health plan, Patriot Green International will pay the Usual, Reasonable and Customary charges of a sudden and unexpected recurrence of a Pre-existing Condition (defined on the Exclusions page) up to the plan maximum. For those without a primary health plan, Patriot Green International will pay up to a $20,000 lifetime maximum. For those age 65 and older, with or without a primary health plan, Patriot International will pay up to a $2,500 lifetime maximum. The primary health plan must have existed prior to the effective date and during coverage of the Patriot Green plan, and the Pre-existing Condition must be covered under the primary health plan |
Sudden Recurrence of a Pre-existing Condition (Emergency Medical Evacuation) | In addition, up to $25,000 will be paid to U.S. and non-U.S. citizens for the for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurrence of a Pre-existing Condition. |
Incidental Home Country Coverage |
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End of Trip Home Country Coverage | End of Trip Home Country Coverage - For every five months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefit, up to a maximum of two months. To purchase this special home country extension coverage, please check the appropriate box on the Application Form, and calculate your premium to include the additional month(s). |
Trip Interruption |
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Common Carrier Accidental Death |
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AD&D | $25,000 principal sum |
Lost Luggage |
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Other
Green Benefits, specific for the Patriot Green plan
Accidental Death & Dismemberment Donation |
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Carbon Offsets | A portion of the purchase price of every Patriot Green plan sold will be used to secure Carbon Credits or a donation will be made to an environmental organization in an effort to help offset your carbon foot print while traveling. |