Preventative care is generally not covered under short-term travel plans. Long-term expatriate plans and some student health plans may offer variations...
Read the full answer
Certain medical procedures and benefits require pre-certification before the insurance company will approve the cost. Procedures and treatments such as...
Read the full answer
The PPO (preferred provider organization) plan network usually pertains to insurance coverage that is being used in the U.S.A. and Canada. Most plans have...
Read the full answer
Print your ID card and a copy of the claim form. Your ID card contains your policy certificate number, your name, and dates of coverage. The ID card and...
Read the full answer
Travel coverage is meant to cover new illnesses and accidents. Short-term travel plans do not cover ongoing pre-existing conditions, although a sudden...
Read the full answer
Because of the way the plan was designed, personal possessions are not covered for damage due to an accident. A lost or stolen bag may be covered if it...
Read the full answer
You may need to buy your coverage quickly. Certain plans, such as trip cancellation plans, have benefits that are not available unless you purchase your...
Read the full answer
Extension or renewal options vary from plan to plan. Some plans are not extendable or renewable, and some are only renewable if you purchase a minimum...
Read the full answer
Your insurance coverage cannot start on the same day you apply. The earliest most plans can begin is 12:01am the next day.
Read the full answer
Unless state-mandated, vision and dental are not covered under a short-term medical plan. Emergency dental work due to an accident may be included under...
Read the full answer