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Insurance FAQs

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Travel Insurance

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What is the maximum age I can purchase international medical coverage?

Most policies do not have an age limit but they do have a maximum amount of coverage that they will provide based on your age. Most policies start to decrease...
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What is the need for the adventure and extreme sports rider?

Your basic travel insurance will not cover you if you like to live on the edge and participate in activities such as bungee jumping, flying a private plane,...
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Why do I need insurance while outside my home country?

In most case your domestic medical coverage will not cover you while abroad or may offer only limited benefits. Medicare does not travel with you and...
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What insurance documents do I need to take on my trip?

Now that your travel insurance is in place, it’s important that you take a few documents with you on your trip and also leave a copy of these at home...
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Does travel insurance cover pregnancy?

Under short term medical policies pregnancy including complications is generally excluded. With some long term plans if you have the coverage for 11 months...
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Which doctor or hospital can I go to?

The PPO provider for Patriot America Insurance is FirstHealth PPO Network. FirstHealth PPO Network is an independent organization and a recognized PPO...
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What are the additional rider options?

Riders are additional features or additional coverage to the standard plan. Not everyone needs all the riders. Patriot America Insurance has the following...
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What’s the Return Rider? Should I get it?

Patriot America Insurance automatically covers the flight from home country to the U.S. but if you want the trip back to home country covered as well then...
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What’s the Rx Discount Card that comes with this plan?

This is a discount savings program available to every certificate holder of the Patriot travel plans. This program allows card members to purchase prescriptions...
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