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Insurance FAQs

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Travel Insurance

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Am I covered for sports under a student or exchange plan?

Student designed plans can offer limited sports coverage while being played with a school team, depending on the plan chosen.
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I am concerned about terrorism during my travel.

Certain plans provide coverage for acts of terrorism when traveling. The act of terrorism can not occur in a country where the U.S. Department of State...
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Am I covered for sports or team events?

Organized sporting teams, whether amateur or professional, are generally not covered by these travel plans. If you are traveling with a sports team, contact...
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Who do I call in case of an emergency?

First, seek immediate medical treatment and call the local emergency number in your area or contact an emergency service provider. Depending on where you...
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Can I cancel my coverage?

If you cancel your coverage before it begins, most carriers waive any cancellation fee. If you cancel after your coverage begins, there may be a cancellation...
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What period of time does international medical coverage last?

Most long term plans require that you renew the policy on an annual basis but short term policies can be purchased for as few as 5 days.
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Who can buy international medical coverage?

Anyone traveling outside their home country, vacation travelers, business travelers, students, missionaries.
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What is international medical insurance coverage?

International Medical coverage is health insurance that covers you for accidents or non-preexisting illness when you are traveling outside your home country....
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If I am exposed to Ebola and quarantined what will my international medical insurance cover?

You may be covered if you have to be quarantined due to Ebola. Policies can provide coverage for cancellation and interruption due to you or your traveling...
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Does Medicare pay for international medical expenses?

Medicare will not cover cost associated with international travel. Some Medicare supplements will pay limited expenses but you must pay everything up...
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